LC Quote, Financials, Valuation and Earnings

Evans Bancorp has a net margin of 7.16% compared to LendingClub's net margin of 16.32%. LendingClub's return on equity of 4.07% beat Evans Bancorp's return on equity of 10.61%.

LendingClub has a consensus price target of $18.65, signalling upside risk potential of 17.15%. On the other hand Evans Bancorp has an analysts' consensus of $50.05 which suggests that it could grow by 19.65%. Given that Evans Bancorp has higher upside potential than LendingClub, analysts believe Evans Bancorp is more attractive than LendingClub.

LendingClub has a beta of 2.030, which suggesting that the stock is 103.008% more volatile than S&P 500. In comparison Evans Bancorp has a beta of 0.927, suggesting its less volatile than the S&P 500 by 7.33%.

LendingClub has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Evans Bancorp offers a yield of 3.16% to investors and pays a quarterly dividend of $0.66 per share. LendingClub pays -- of its earnings as a dividend. Evans Bancorp pays out 29.45% of its earnings as a dividend. Evans Bancorp's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

LendingClub quarterly revenues are $201.9M, which are larger than Evans Bancorp quarterly revenues of $18M. LendingClub's net income of $14.5M is higher than Evans Bancorp's net income of $2.9M. Notably, LendingClub's price-to-earnings ratio is 34.61x while Evans Bancorp's PE ratio is 12.56x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for LendingClub is 2.35x versus 2.76x for Evans Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

Park National has a net margin of 7.16% compared to LendingClub's net margin of 27.77%. LendingClub's return on equity of 4.07% beat Park National's return on equity of 11.8%.

LendingClub has a consensus price target of $18.65, signalling upside risk potential of 17.15%. On the other hand Park National has an analysts' consensus of $181.00 which suggests that it could grow by 6.02%. Given that LendingClub has higher upside potential than Park National, analysts believe LendingClub is more attractive than Park National.

LendingClub has a beta of 2.030, which suggesting that the stock is 103.008% more volatile than S&P 500. In comparison Park National has a beta of 0.739, suggesting its less volatile than the S&P 500 by 26.053%.

LendingClub has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Park National offers a yield of 2.48% to investors and pays a quarterly dividend of $1.56 per share. LendingClub pays -- of its earnings as a dividend. Park National pays out 54.41% of its earnings as a dividend. Park National's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

LendingClub quarterly revenues are $201.9M, which are larger than Park National quarterly revenues of $137.6M. LendingClub's net income of $14.5M is lower than Park National's net income of $38.2M. Notably, LendingClub's price-to-earnings ratio is 34.61x while Park National's PE ratio is 20.20x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for LendingClub is 2.35x versus 5.58x for Park National. Usually stocks with elevated PS ratios are considered overvalued.

SoFi Technologies has a net margin of 7.16% compared to LendingClub's net margin of 8.76%. LendingClub's return on equity of 4.07% beat SoFi Technologies's return on equity of 3.68%.

LendingClub has a consensus price target of $18.65, signalling upside risk potential of 17.15%. On the other hand SoFi Technologies has an analysts' consensus of $12.10 which suggests that it could fall by -16.84%. Given that LendingClub has higher upside potential than SoFi Technologies, analysts believe LendingClub is more attractive than SoFi Technologies.

LendingClub has a beta of 2.030, which suggesting that the stock is 103.008% more volatile than S&P 500. In comparison SoFi Technologies has a beta of 0.000, suggesting its less volatile than the S&P 500 by 100%.

LendingClub has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. SoFi Technologies offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. LendingClub pays -- of its earnings as a dividend. SoFi Technologies pays out -13.44% of its earnings as a dividend.

LendingClub quarterly revenues are $201.9M, which are smaller than SoFi Technologies quarterly revenues of $693.8M. LendingClub's net income of $14.5M is lower than SoFi Technologies's net income of $60.7M. Notably, LendingClub's price-to-earnings ratio is 34.61x while SoFi Technologies's PE ratio is 145.50x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for LendingClub is 2.35x versus 6.13x for SoFi Technologies. Usually stocks with elevated PS ratios are considered overvalued.

Tompkins Financial has a net margin of 7.16% compared to LendingClub's net margin of 24.66%. LendingClub's return on equity of 4.07% beat Tompkins Financial's return on equity of 9.88%.

LendingClub has a consensus price target of $18.65, signalling upside risk potential of 17.15%. On the other hand Tompkins Financial has an analysts' consensus of $83.00 which suggests that it could grow by 25.55%. Given that Tompkins Financial has higher upside potential than LendingClub, analysts believe Tompkins Financial is more attractive than LendingClub.

LendingClub has a beta of 2.030, which suggesting that the stock is 103.008% more volatile than S&P 500. In comparison Tompkins Financial has a beta of 0.735, suggesting its less volatile than the S&P 500 by 26.471%.

LendingClub has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Tompkins Financial offers a yield of 3.69% to investors and pays a quarterly dividend of $0.62 per share. LendingClub pays -- of its earnings as a dividend. Tompkins Financial pays out 363.09% of its earnings as a dividend.

LendingClub quarterly revenues are $201.9M, which are larger than Tompkins Financial quarterly revenues of $75.6M. LendingClub's net income of $14.5M is lower than Tompkins Financial's net income of $18.6M. Notably, LendingClub's price-to-earnings ratio is 34.61x while Tompkins Financial's PE ratio is 14.28x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for LendingClub is 2.35x versus 3.26x for Tompkins Financial. Usually stocks with elevated PS ratios are considered overvalued.