PFBC Quote, Financials, Valuation and Earnings

Evans Bancorp has a net margin of 46.17% compared to Preferred Bank's net margin of 16.32%. Preferred Bank's return on equity of 19.26% beat Evans Bancorp's return on equity of 10.61%.

Preferred Bank has a consensus price target of $95.38, signalling upside risk potential of 15.73%. On the other hand Evans Bancorp has an analysts' consensus of $50.05 which suggests that it could grow by 19.65%. Given that Evans Bancorp has higher upside potential than Preferred Bank, analysts believe Evans Bancorp is more attractive than Preferred Bank.

Preferred Bank has a beta of 0.972, which suggesting that the stock is 2.782% less volatile than S&P 500. In comparison Evans Bancorp has a beta of 0.927, suggesting its less volatile than the S&P 500 by 7.33%.

Preferred Bank has a quarterly dividend of $0.70 per share corresponding to a yield of 3.28%. Evans Bancorp offers a yield of 3.16% to investors and pays a quarterly dividend of $0.66 per share. Preferred Bank pays 20.76% of its earnings as a dividend. Evans Bancorp pays out 29.45% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Preferred Bank quarterly revenues are $72.3M, which are larger than Evans Bancorp quarterly revenues of $18M. Preferred Bank's net income of $33.4M is higher than Evans Bancorp's net income of $2.9M. Notably, Preferred Bank's price-to-earnings ratio is 8.55x while Evans Bancorp's PE ratio is 12.56x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Preferred Bank is 4.14x versus 2.76x for Evans Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

Financial Institutions has a net margin of 46.17% compared to Preferred Bank's net margin of 27.08%. Preferred Bank's return on equity of 19.26% beat Financial Institutions's return on equity of 11.19%.

Preferred Bank has a consensus price target of $95.38, signalling upside risk potential of 15.73%. On the other hand Financial Institutions has an analysts' consensus of $29.50 which suggests that it could grow by 18.1%. Given that Financial Institutions has higher upside potential than Preferred Bank, analysts believe Financial Institutions is more attractive than Preferred Bank.

Preferred Bank has a beta of 0.972, which suggesting that the stock is 2.782% less volatile than S&P 500. In comparison Financial Institutions has a beta of 0.911, suggesting its less volatile than the S&P 500 by 8.909%.

Preferred Bank has a quarterly dividend of $0.70 per share corresponding to a yield of 3.28%. Financial Institutions offers a yield of 4.57% to investors and pays a quarterly dividend of $0.30 per share. Preferred Bank pays 20.76% of its earnings as a dividend. Financial Institutions pays out 39.28% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Preferred Bank quarterly revenues are $72.3M, which are larger than Financial Institutions quarterly revenues of $49.7M. Preferred Bank's net income of $33.4M is higher than Financial Institutions's net income of $13.5M. Notably, Preferred Bank's price-to-earnings ratio is 8.55x while Financial Institutions's PE ratio is 8.25x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Preferred Bank is 4.14x versus 1.86x for Financial Institutions. Usually stocks with elevated PS ratios are considered overvalued.

Park National has a net margin of 46.17% compared to Preferred Bank's net margin of 27.77%. Preferred Bank's return on equity of 19.26% beat Park National's return on equity of 11.8%.

Preferred Bank has a consensus price target of $95.38, signalling upside risk potential of 15.73%. On the other hand Park National has an analysts' consensus of $181.00 which suggests that it could grow by 6.02%. Given that Preferred Bank has higher upside potential than Park National, analysts believe Preferred Bank is more attractive than Park National.

Preferred Bank has a beta of 0.972, which suggesting that the stock is 2.782% less volatile than S&P 500. In comparison Park National has a beta of 0.739, suggesting its less volatile than the S&P 500 by 26.053%.

Preferred Bank has a quarterly dividend of $0.70 per share corresponding to a yield of 3.28%. Park National offers a yield of 2.48% to investors and pays a quarterly dividend of $1.56 per share. Preferred Bank pays 20.76% of its earnings as a dividend. Park National pays out 54.41% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Preferred Bank quarterly revenues are $72.3M, which are smaller than Park National quarterly revenues of $137.6M. Preferred Bank's net income of $33.4M is lower than Park National's net income of $38.2M. Notably, Preferred Bank's price-to-earnings ratio is 8.55x while Park National's PE ratio is 20.20x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Preferred Bank is 4.14x versus 5.58x for Park National. Usually stocks with elevated PS ratios are considered overvalued.

Tompkins Financial has a net margin of 46.17% compared to Preferred Bank's net margin of 24.66%. Preferred Bank's return on equity of 19.26% beat Tompkins Financial's return on equity of 9.88%.

Preferred Bank has a consensus price target of $95.38, signalling upside risk potential of 15.73%. On the other hand Tompkins Financial has an analysts' consensus of $83.00 which suggests that it could grow by 25.55%. Given that Tompkins Financial has higher upside potential than Preferred Bank, analysts believe Tompkins Financial is more attractive than Preferred Bank.

Preferred Bank has a beta of 0.972, which suggesting that the stock is 2.782% less volatile than S&P 500. In comparison Tompkins Financial has a beta of 0.735, suggesting its less volatile than the S&P 500 by 26.471%.

Preferred Bank has a quarterly dividend of $0.70 per share corresponding to a yield of 3.28%. Tompkins Financial offers a yield of 3.69% to investors and pays a quarterly dividend of $0.62 per share. Preferred Bank pays 20.76% of its earnings as a dividend. Tompkins Financial pays out 363.09% of its earnings as a dividend. Preferred Bank's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future, but Tompkins Financial's is not.

Preferred Bank quarterly revenues are $72.3M, which are smaller than Tompkins Financial quarterly revenues of $75.6M. Preferred Bank's net income of $33.4M is higher than Tompkins Financial's net income of $18.6M. Notably, Preferred Bank's price-to-earnings ratio is 8.55x while Tompkins Financial's PE ratio is 14.28x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Preferred Bank is 4.14x versus 3.26x for Tompkins Financial. Usually stocks with elevated PS ratios are considered overvalued.