Financhill
Buy
53

SLM Quote, Financials, Valuation and Earnings

Last price:
$27.93
Seasonality move :
1.6%
Day range:
$27.64 - $28.51
52-week range:
$18.04 - $28.91
Dividend yield:
1.65%
P/E ratio:
9.73x
P/S ratio:
3.26x
P/B ratio:
3.15x
Volume:
2.6M
Avg. volume:
3M
1-year change:
49.79%
Market cap:
$5.9B
Revenue:
$1.8B
EPS (TTM):
$2.87

Price Performance History

Performance vs. Valuation Benchmarks

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Competitors

Company Revenue Forecast Earnings Forecast Revenue Growth Forecast Earnings Growth Forecast Analyst Price Target Median
SLM
SLM
$371.7M $0.56 -16.09% -22.1% $31.00
ATLC
Atlanticus Holdings
$355M $1.28 439.59% 14.09% $63.29
EZPW
EZCORP
$323.4M $0.37 7.79% 3.7% $15.83
FCFS
FirstCash Holdings
$897.4M $2.01 5.62% 32.29% $135.20
OMCC
Old Market Capital
-- -- -- -- --
UPST
Upstart Holdings
$182.1M -$0.04 34.99% -92.52% $58.29
Company Price Analyst Target Market Cap P/E Ratio Dividend per Share Dividend Yield Price / LTM Sales
SLM
SLM
$27.92 $31.00 $5.9B 9.73x $0.13 1.65% 3.26x
ATLC
Atlanticus Holdings
$56.08 $63.29 $826.6M 12.60x $0.00 0% 3.80x
EZPW
EZCORP
$12.16 $15.83 $662.3M 10.96x $0.00 0% 0.88x
FCFS
FirstCash Holdings
$106.67 $135.20 $4.8B 19.75x $0.38 1.37% 1.44x
OMCC
Old Market Capital
$6.49 -- $43.2M -- $0.00 0% --
UPST
Upstart Holdings
$60.25 $58.29 $5.5B -- $0.00 0% 9.58x
Company Total Debt / Total Capital Beta Debt to Equity Quick Ratio
SLM
SLM
73.88% 1.266 118.2% --
ATLC
Atlanticus Holdings
83.32% 2.393 445% 1.87x
EZPW
EZCORP
28.92% 1.487 53.53% 1.95x
FCFS
FirstCash Holdings
46.4% 1.410 33.69% 2.67x
OMCC
Old Market Capital
-- 0.072 -- 16.19x
UPST
Upstart Holdings
59.84% 3.542 24.37% 1.28x
Company Gross Profit Operating Income Return on Invested Capital Return on Common Equity EBIT Margin Free Cash Flow
SLM
SLM
-- -- 8.9% 32.57% 60.86% -$113.4M
ATLC
Atlanticus Holdings
-- -- 4.28% 25.73% 103.71% $112.3M
EZPW
EZCORP
$175.4M $26.2M 7.29% 10.58% 10% $24.4M
FCFS
FirstCash Holdings
$404.6M $112.8M 6.77% 12.32% 13.45% $99.7M
OMCC
Old Market Capital
-- -- -25.56% -25.87% -25.95% -$3.7M
UPST
Upstart Holdings
-- -- -10.61% -27.32% 2.53% $176.8M

SLM vs. Competitors

  • Which has Higher Returns SLM or ATLC?

    Atlanticus Holdings has a net margin of -11.76% compared to SLM's net margin of 38.41%. SLM's return on equity of 32.57% beat Atlanticus Holdings's return on equity of 25.73%.

    Company Gross Margin Earnings Per Share Invested Capital
    SLM
    SLM
    -- -$0.23 $8.2B
    ATLC
    Atlanticus Holdings
    -- $1.27 $2.7B
  • What do Analysts Say About SLM or ATLC?

    SLM has a consensus price target of $31.00, signalling upside risk potential of 11.03%. On the other hand Atlanticus Holdings has an analysts' consensus of $63.29 which suggests that it could grow by 12.85%. Given that Atlanticus Holdings has higher upside potential than SLM, analysts believe Atlanticus Holdings is more attractive than SLM.

    Company Buy Ratings Hold Ratings Sell Ratings
    SLM
    SLM
    7 2 0
    ATLC
    Atlanticus Holdings
    4 2 0
  • Is SLM or ATLC More Risky?

    SLM has a beta of 1.208, which suggesting that the stock is 20.785% more volatile than S&P 500. In comparison Atlanticus Holdings has a beta of 2.054, suggesting its more volatile than the S&P 500 by 105.375%.

  • Which is a Better Dividend Stock SLM or ATLC?

    SLM has a quarterly dividend of $0.13 per share corresponding to a yield of 1.65%. Atlanticus Holdings offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. SLM pays 20.46% of its earnings as a dividend. Atlanticus Holdings pays out 24.22% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios SLM or ATLC?

    SLM quarterly revenues are $383.9M, which are larger than Atlanticus Holdings quarterly revenues of $76.9M. SLM's net income of -$45.2M is lower than Atlanticus Holdings's net income of $29.5M. Notably, SLM's price-to-earnings ratio is 9.73x while Atlanticus Holdings's PE ratio is 12.60x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for SLM is 3.26x versus 3.80x for Atlanticus Holdings. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    SLM
    SLM
    3.26x 9.73x $383.9M -$45.2M
    ATLC
    Atlanticus Holdings
    3.80x 12.60x $76.9M $29.5M
  • Which has Higher Returns SLM or EZPW?

    EZCORP has a net margin of -11.76% compared to SLM's net margin of 5.16%. SLM's return on equity of 32.57% beat EZCORP's return on equity of 10.58%.

    Company Gross Margin Earnings Per Share Invested Capital
    SLM
    SLM
    -- -$0.23 $8.2B
    EZPW
    EZCORP
    59.54% $0.21 $1.1B
  • What do Analysts Say About SLM or EZPW?

    SLM has a consensus price target of $31.00, signalling upside risk potential of 11.03%. On the other hand EZCORP has an analysts' consensus of $15.83 which suggests that it could grow by 30.21%. Given that EZCORP has higher upside potential than SLM, analysts believe EZCORP is more attractive than SLM.

    Company Buy Ratings Hold Ratings Sell Ratings
    SLM
    SLM
    7 2 0
    EZPW
    EZCORP
    2 1 0
  • Is SLM or EZPW More Risky?

    SLM has a beta of 1.208, which suggesting that the stock is 20.785% more volatile than S&P 500. In comparison EZCORP has a beta of 1.025, suggesting its more volatile than the S&P 500 by 2.528%.

  • Which is a Better Dividend Stock SLM or EZPW?

    SLM has a quarterly dividend of $0.13 per share corresponding to a yield of 1.65%. EZCORP offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. SLM pays 20.46% of its earnings as a dividend. EZCORP pays out -- of its earnings as a dividend. SLM's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios SLM or EZPW?

    SLM quarterly revenues are $383.9M, which are larger than EZCORP quarterly revenues of $294.6M. SLM's net income of -$45.2M is lower than EZCORP's net income of $15.2M. Notably, SLM's price-to-earnings ratio is 9.73x while EZCORP's PE ratio is 10.96x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for SLM is 3.26x versus 0.88x for EZCORP. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    SLM
    SLM
    3.26x 9.73x $383.9M -$45.2M
    EZPW
    EZCORP
    0.88x 10.96x $294.6M $15.2M
  • Which has Higher Returns SLM or FCFS?

    FirstCash Holdings has a net margin of -11.76% compared to SLM's net margin of 7.74%. SLM's return on equity of 32.57% beat FirstCash Holdings's return on equity of 12.32%.

    Company Gross Margin Earnings Per Share Invested Capital
    SLM
    SLM
    -- -$0.23 $8.2B
    FCFS
    FirstCash Holdings
    48.32% $1.44 $3.7B
  • What do Analysts Say About SLM or FCFS?

    SLM has a consensus price target of $31.00, signalling upside risk potential of 11.03%. On the other hand FirstCash Holdings has an analysts' consensus of $135.20 which suggests that it could grow by 26.75%. Given that FirstCash Holdings has higher upside potential than SLM, analysts believe FirstCash Holdings is more attractive than SLM.

    Company Buy Ratings Hold Ratings Sell Ratings
    SLM
    SLM
    7 2 0
    FCFS
    FirstCash Holdings
    4 2 0
  • Is SLM or FCFS More Risky?

    SLM has a beta of 1.208, which suggesting that the stock is 20.785% more volatile than S&P 500. In comparison FirstCash Holdings has a beta of 0.662, suggesting its less volatile than the S&P 500 by 33.789%.

  • Which is a Better Dividend Stock SLM or FCFS?

    SLM has a quarterly dividend of $0.13 per share corresponding to a yield of 1.65%. FirstCash Holdings offers a yield of 1.37% to investors and pays a quarterly dividend of $0.38 per share. SLM pays 20.46% of its earnings as a dividend. FirstCash Holdings pays out 28.22% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios SLM or FCFS?

    SLM quarterly revenues are $383.9M, which are smaller than FirstCash Holdings quarterly revenues of $837.3M. SLM's net income of -$45.2M is lower than FirstCash Holdings's net income of $64.8M. Notably, SLM's price-to-earnings ratio is 9.73x while FirstCash Holdings's PE ratio is 19.75x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for SLM is 3.26x versus 1.44x for FirstCash Holdings. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    SLM
    SLM
    3.26x 9.73x $383.9M -$45.2M
    FCFS
    FirstCash Holdings
    1.44x 19.75x $837.3M $64.8M
  • Which has Higher Returns SLM or OMCC?

    Old Market Capital has a net margin of -11.76% compared to SLM's net margin of -13.48%. SLM's return on equity of 32.57% beat Old Market Capital's return on equity of -25.87%.

    Company Gross Margin Earnings Per Share Invested Capital
    SLM
    SLM
    -- -$0.23 $8.2B
    OMCC
    Old Market Capital
    -- -$0.07 $56.2M
  • What do Analysts Say About SLM or OMCC?

    SLM has a consensus price target of $31.00, signalling upside risk potential of 11.03%. On the other hand Old Market Capital has an analysts' consensus of -- which suggests that it could fall by --. Given that SLM has higher upside potential than Old Market Capital, analysts believe SLM is more attractive than Old Market Capital.

    Company Buy Ratings Hold Ratings Sell Ratings
    SLM
    SLM
    7 2 0
    OMCC
    Old Market Capital
    0 0 0
  • Is SLM or OMCC More Risky?

    SLM has a beta of 1.208, which suggesting that the stock is 20.785% more volatile than S&P 500. In comparison Old Market Capital has a beta of 0.925, suggesting its less volatile than the S&P 500 by 7.536%.

  • Which is a Better Dividend Stock SLM or OMCC?

    SLM has a quarterly dividend of $0.13 per share corresponding to a yield of 1.65%. Old Market Capital offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. SLM pays 20.46% of its earnings as a dividend. Old Market Capital pays out -- of its earnings as a dividend. SLM's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios SLM or OMCC?

    SLM quarterly revenues are $383.9M, which are larger than Old Market Capital quarterly revenues of $3.3M. SLM's net income of -$45.2M is lower than Old Market Capital's net income of -$451K. Notably, SLM's price-to-earnings ratio is 9.73x while Old Market Capital's PE ratio is --. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for SLM is 3.26x versus -- for Old Market Capital. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    SLM
    SLM
    3.26x 9.73x $383.9M -$45.2M
    OMCC
    Old Market Capital
    -- -- $3.3M -$451K
  • Which has Higher Returns SLM or UPST?

    Upstart Holdings has a net margin of -11.76% compared to SLM's net margin of -4.17%. SLM's return on equity of 32.57% beat Upstart Holdings's return on equity of -27.32%.

    Company Gross Margin Earnings Per Share Invested Capital
    SLM
    SLM
    -- -$0.23 $8.2B
    UPST
    Upstart Holdings
    -- -$0.07 $1.5B
  • What do Analysts Say About SLM or UPST?

    SLM has a consensus price target of $31.00, signalling upside risk potential of 11.03%. On the other hand Upstart Holdings has an analysts' consensus of $58.29 which suggests that it could grow by 2.08%. Given that SLM has higher upside potential than Upstart Holdings, analysts believe SLM is more attractive than Upstart Holdings.

    Company Buy Ratings Hold Ratings Sell Ratings
    SLM
    SLM
    7 2 0
    UPST
    Upstart Holdings
    3 7 2
  • Is SLM or UPST More Risky?

    SLM has a beta of 1.208, which suggesting that the stock is 20.785% more volatile than S&P 500. In comparison Upstart Holdings has a beta of 0.000, suggesting its less volatile than the S&P 500 by 100%.

  • Which is a Better Dividend Stock SLM or UPST?

    SLM has a quarterly dividend of $0.13 per share corresponding to a yield of 1.65%. Upstart Holdings offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. SLM pays 20.46% of its earnings as a dividend. Upstart Holdings pays out -- of its earnings as a dividend. SLM's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios SLM or UPST?

    SLM quarterly revenues are $383.9M, which are larger than Upstart Holdings quarterly revenues of $162.1M. SLM's net income of -$45.2M is lower than Upstart Holdings's net income of -$6.8M. Notably, SLM's price-to-earnings ratio is 9.73x while Upstart Holdings's PE ratio is --. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for SLM is 3.26x versus 9.58x for Upstart Holdings. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    SLM
    SLM
    3.26x 9.73x $383.9M -$45.2M
    UPST
    Upstart Holdings
    9.58x -- $162.1M -$6.8M

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