FRBA Quote, Financials, Valuation and Earnings

Citizens & Northern has a net margin of 31.08% compared to First Bank's net margin of 23.48%. First Bank's return on equity of 10.79% beat Citizens & Northern's return on equity of 9.91%.

First Bank has a consensus price target of $17.17, signalling upside risk potential of 23.59%. On the other hand Citizens & Northern has an analysts' consensus of $21.50 which suggests that it could grow by 12.86%. Given that First Bank has higher upside potential than Citizens & Northern, analysts believe First Bank is more attractive than Citizens & Northern.

First Bank has a beta of 0.763, which suggesting that the stock is 23.73% less volatile than S&P 500. In comparison Citizens & Northern has a beta of 0.396, suggesting its less volatile than the S&P 500 by 60.437%.

First Bank has a quarterly dividend of $0.06 per share corresponding to a yield of 1.73%. Citizens & Northern offers a yield of 5.88% to investors and pays a quarterly dividend of $0.28 per share. First Bank pays 14.27% of its earnings as a dividend. Citizens & Northern pays out 59.83% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

First Bank quarterly revenues are $33.8M, which are larger than Citizens & Northern quarterly revenues of $26.8M. First Bank's net income of $10.5M is higher than Citizens & Northern's net income of $6.3M. Notably, First Bank's price-to-earnings ratio is 8.32x while Citizens & Northern's PE ratio is 10.89x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for First Bank is 2.70x versus 2.69x for Citizens & Northern. Usually stocks with elevated PS ratios are considered overvalued.

Mid Penn Bancorp has a net margin of 31.08% compared to First Bank's net margin of 29.21%. First Bank's return on equity of 10.79% beat Mid Penn Bancorp's return on equity of 8.49%.

First Bank has a consensus price target of $17.17, signalling upside risk potential of 23.59%. On the other hand Mid Penn Bancorp has an analysts' consensus of $35.00 which suggests that it could grow by 26.04%. Given that Mid Penn Bancorp has higher upside potential than First Bank, analysts believe Mid Penn Bancorp is more attractive than First Bank.

First Bank has a beta of 0.763, which suggesting that the stock is 23.73% less volatile than S&P 500. In comparison Mid Penn Bancorp has a beta of 0.577, suggesting its less volatile than the S&P 500 by 42.264%.

First Bank has a quarterly dividend of $0.06 per share corresponding to a yield of 1.73%. Mid Penn Bancorp offers a yield of 2.88% to investors and pays a quarterly dividend of $0.20 per share. First Bank pays 14.27% of its earnings as a dividend. Mid Penn Bancorp pays out 27.96% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

First Bank quarterly revenues are $33.8M, which are smaller than Mid Penn Bancorp quarterly revenues of $47M. First Bank's net income of $10.5M is lower than Mid Penn Bancorp's net income of $13.7M. Notably, First Bank's price-to-earnings ratio is 8.32x while Mid Penn Bancorp's PE ratio is 9.64x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for First Bank is 2.70x versus 2.71x for Mid Penn Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

Orange County Bancorp has a net margin of 31.08% compared to First Bank's net margin of 26.18%. First Bank's return on equity of 10.79% beat Orange County Bancorp's return on equity of 15.66%.

First Bank has a consensus price target of $17.17, signalling upside risk potential of 23.59%. On the other hand Orange County Bancorp has an analysts' consensus of $30.50 which suggests that it could grow by 31.35%. Given that Orange County Bancorp has higher upside potential than First Bank, analysts believe Orange County Bancorp is more attractive than First Bank.

First Bank has a beta of 0.763, which suggesting that the stock is 23.73% less volatile than S&P 500. In comparison Orange County Bancorp has a beta of 0.423, suggesting its less volatile than the S&P 500 by 57.713%.

First Bank has a quarterly dividend of $0.06 per share corresponding to a yield of 1.73%. Orange County Bancorp offers a yield of 2.09% to investors and pays a quarterly dividend of $0.13 per share. First Bank pays 14.27% of its earnings as a dividend. Orange County Bancorp pays out 19.1% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

First Bank quarterly revenues are $33.8M, which are larger than Orange County Bancorp quarterly revenues of $27.4M. First Bank's net income of $10.5M is higher than Orange County Bancorp's net income of $7.2M. Notably, First Bank's price-to-earnings ratio is 8.32x while Orange County Bancorp's PE ratio is 9.40x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for First Bank is 2.70x versus 2.40x for Orange County Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

Southern States Bancshares has a net margin of 31.08% compared to First Bank's net margin of 39.01%. First Bank's return on equity of 10.79% beat Southern States Bancshares's return on equity of 14.33%.

First Bank has a consensus price target of $17.17, signalling upside risk potential of 23.59%. On the other hand Southern States Bancshares has an analysts' consensus of $40.50 which suggests that it could grow by 23.18%. Given that First Bank has higher upside potential than Southern States Bancshares, analysts believe First Bank is more attractive than Southern States Bancshares.

First Bank has a beta of 0.763, which suggesting that the stock is 23.73% less volatile than S&P 500. In comparison Southern States Bancshares has a beta of 0.000, suggesting its less volatile than the S&P 500 by 100%.

First Bank has a quarterly dividend of $0.06 per share corresponding to a yield of 1.73%. Southern States Bancshares offers a yield of 1.1% to investors and pays a quarterly dividend of $0.09 per share. First Bank pays 14.27% of its earnings as a dividend. Southern States Bancshares pays out 9.51% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

First Bank quarterly revenues are $33.8M, which are larger than Southern States Bancshares quarterly revenues of $26.5M. First Bank's net income of $10.5M is higher than Southern States Bancshares's net income of $10.4M. Notably, First Bank's price-to-earnings ratio is 8.32x while Southern States Bancshares's PE ratio is 8.65x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for First Bank is 2.70x versus 3.10x for Southern States Bancshares. Usually stocks with elevated PS ratios are considered overvalued.